.sv-schemes {
	--sv-ink: #0f172a;
	--sv-muted: #64748b;
	--sv-line: #e2e8f0;
	--sv-panel: #ffffff;
	--sv-soft: #f1f6f5;
	--sv-accent: #0f766e;
	--sv-accent-dark: #0b5f59;
	--sv-warm: #f59e0b;
	color: var(--sv-ink);
	font-family: inherit;
}

.sv-schemes a {
	color: inherit;
}

.sv-schemes-hero {
	align-items: stretch;
	background: linear-gradient(135deg, #ecfbf6 0%, #ffffff 58%, #eef5ff 100%);
	border: 1px solid var(--sv-line);
	border-radius: 20px;
	display: grid;
	gap: 28px;
	grid-template-columns: minmax(0, 1fr) 340px;
	margin: 0 auto 24px;
	max-width: 1120px;
	padding: 40px;
}

.sv-schemes-hero__content {
	max-width: 760px;
}

.sv-schemes-eyebrow,
.sv-scheme-card__badge,
.sv-scheme-card__status,
.sv-schemes-summary span {
	font-size: 0.78rem;
	font-weight: 700;
	letter-spacing: 0.08em;
	text-transform: uppercase;
}

.sv-schemes-eyebrow {
	color: var(--sv-accent-dark);
	margin: 0 0 10px;
}

.sv-schemes-hero h1,
.sv-schemes-section h2,
.sv-schemes-process h2,
.sv-schemes-cta h2,
.sv-schemes-sources h2 {
	letter-spacing: 0;
	line-height: 1.08;
	margin: 0;
}

.sv-schemes-hero h1 {
	font-size: clamp(1.85rem, 3.4vw, 2.7rem);
	max-width: 820px;
}

.sv-schemes-hero p,
.sv-schemes-section__header p,
.sv-scheme-card p,
.sv-schemes-cta p,
.sv-schemes-sources p {
	color: var(--sv-muted);
	font-size: 1rem;
	line-height: 1.7;
	margin: 14px 0 0;
}

.sv-schemes-hero__actions,
.sv-scheme-card__actions {
	display: flex;
	flex-wrap: wrap;
	gap: 12px;
	margin-top: 24px;
}

.sv-schemes-button,
.sv-scheme-card__actions a,
.sv-scheme-card__actions span {
	align-items: center;
	border-radius: 12px;
	display: inline-flex;
	font-weight: 700;
	justify-content: center;
	min-height: 44px;
	padding: 11px 20px;
	text-decoration: none;
}

.sv-schemes a.sv-schemes-button--primary {
	background: var(--sv-accent);
	color: #ffffff;
	box-shadow: 0 10px 22px rgba(15, 118, 110, 0.22);
	transition: background-color 0.2s ease, transform 0.2s ease, box-shadow 0.2s ease;
}

.sv-schemes a.sv-schemes-button--primary:hover,
.sv-schemes a.sv-schemes-button--primary:focus {
	background: var(--sv-accent-dark);
	color: #ffffff;
	transform: translateY(-1px);
	box-shadow: 0 14px 28px rgba(15, 118, 110, 0.28);
}

.sv-schemes-button--secondary,
.sv-scheme-card__actions a {
	background: #ffffff;
	border: 1px solid var(--sv-line);
	color: var(--sv-ink);
}

.sv-schemes a.sv-schemes-button--secondary,
.sv-schemes .sv-scheme-card__actions a {
	color: var(--sv-ink);
	transition: border-color 0.2s ease, color 0.2s ease, background-color 0.2s ease;
}

.sv-schemes a.sv-schemes-button--secondary:hover,
.sv-schemes a.sv-schemes-button--secondary:focus,
.sv-schemes .sv-scheme-card__actions a:hover,
.sv-schemes .sv-scheme-card__actions a:focus {
	background: var(--sv-soft);
	border-color: var(--sv-accent);
	color: var(--sv-accent-dark);
}

.sv-schemes-hero__panel {
	background: var(--sv-panel);
	border: 1px solid var(--sv-line);
	border-radius: 14px;
	box-shadow: 0 18px 44px rgba(23, 32, 42, 0.08);
	display: flex;
	flex-direction: column;
	justify-content: center;
	padding: 26px;
}

.sv-schemes-hero__panel span {
	color: var(--sv-muted);
	font-weight: 800;
}

.sv-schemes-hero__panel strong {
	color: var(--sv-accent-dark);
	font-size: 2.5rem;
	line-height: 1;
	margin-top: 12px;
}

.sv-schemes-summary {
	display: grid;
	gap: 14px;
	grid-template-columns: repeat(3, minmax(0, 1fr));
	margin: 0 auto 40px;
	max-width: 1120px;
}

.sv-schemes-summary div {
	background: var(--sv-panel);
	border: 1px solid var(--sv-line);
	border-radius: 14px;
	padding: 18px;
}

.sv-schemes-summary span {
	color: var(--sv-muted);
	display: block;
	margin-bottom: 8px;
}

.sv-schemes-summary strong {
	display: block;
	font-size: 1rem;
	line-height: 1.35;
}

.sv-schemes-section,
.sv-schemes-process,
.sv-schemes-cta,
.sv-schemes-sources {
	margin: 0 auto 38px;
	max-width: 1120px;
}

.sv-schemes-section__header {
	align-items: end;
	display: grid;
	gap: 18px;
	grid-template-columns: minmax(0, 0.8fr) minmax(280px, 0.5fr);
	margin-bottom: 20px;
}

.sv-schemes-section h2,
.sv-schemes-process h2,
.sv-schemes-cta h2,
.sv-schemes-sources h2 {
	font-size: clamp(1.6rem, 2.4vw, 2.5rem);
}

.sv-schemes-grid {
	display: grid;
	gap: 18px;
	grid-template-columns: repeat(3, minmax(0, 1fr));
}

.sv-scheme-card {
	background: var(--sv-panel);
	border: 1px solid var(--sv-line);
	border-radius: 14px;
	display: flex;
	flex-direction: column;
	min-height: 100%;
	padding: 22px;
}

.sv-scheme-card__top {
	align-items: center;
	display: flex;
	flex-wrap: wrap;
	gap: 8px;
	justify-content: space-between;
	margin-bottom: 18px;
}

.sv-scheme-card__badge {
	background: #e8f5ef;
	border-radius: 999px;
	color: var(--sv-accent-dark);
	padding: 6px 10px;
}

.sv-scheme-card__status {
	color: var(--sv-muted);
}

.sv-scheme-card h3 {
	font-size: 1.2rem;
	letter-spacing: 0;
	line-height: 1.25;
	margin: 0;
}

.sv-scheme-card ul {
	display: grid;
	gap: 10px;
	list-style: none;
	margin: 18px 0 0;
	padding: 0;
}

.sv-scheme-card li {
	color: var(--sv-ink);
	font-size: 0.95rem;
	line-height: 1.55;
	padding-left: 20px;
	position: relative;
}

.sv-scheme-card li::before {
	background: var(--sv-warm);
	border-radius: 50%;
	content: "";
	height: 7px;
	left: 0;
	position: absolute;
	top: 0.68em;
	width: 7px;
}

.sv-scheme-card__actions {
	margin-top: auto;
	padding-top: 22px;
}

.sv-scheme-card__actions span {
	background: var(--sv-soft);
	color: var(--sv-muted);
}

.sv-schemes-process {
	background: var(--sv-soft);
	border: 1px solid var(--sv-line);
	border-radius: 14px;
	display: grid;
	gap: 28px;
	grid-template-columns: minmax(0, 0.8fr) minmax(0, 1fr);
	padding: 30px;
}

.sv-schemes-process ol {
	counter-reset: scheme-step;
	display: grid;
	gap: 14px;
	list-style: none;
	margin: 0;
	padding: 0;
}

.sv-schemes-process li {
	background: #ffffff;
	border: 1px solid var(--sv-line);
	border-radius: 14px;
	line-height: 1.6;
	padding: 18px 18px 18px 62px;
	position: relative;
}

.sv-schemes-process li::before {
	align-items: center;
	background: var(--sv-accent);
	border-radius: 50%;
	color: #ffffff;
	content: counter(scheme-step);
	counter-increment: scheme-step;
	display: inline-flex;
	font-weight: 800;
	height: 32px;
	justify-content: center;
	left: 18px;
	position: absolute;
	top: 18px;
	width: 32px;
}

.sv-schemes-cta {
	align-items: center;
	background: linear-gradient(135deg, #0d2b30 0%, #0a1a2f 70%);
	border-radius: 20px;
	color: #ffffff;
	display: flex;
	gap: 24px;
	justify-content: space-between;
	padding: 34px;
}

.sv-schemes-cta p {
	color: rgba(255, 255, 255, 0.78);
	max-width: 760px;
}

.sv-schemes-cta h2 {
	color: #ffffff;
}

.sv-schemes-sources {
	border-top: 1px solid var(--sv-line);
	padding-top: 26px;
}

.sv-schemes-sources ul {
	display: grid;
	gap: 10px;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	list-style: none;
	margin: 18px 0 0;
	padding: 0;
}

.sv-schemes-sources a {
	color: var(--sv-accent-dark);
	font-weight: 800;
	text-decoration: none;
}

.sv-schemes-sources a:hover,
.sv-schemes-sources a:focus {
	text-decoration: underline;
}

@media (max-width: 960px) {
	.sv-schemes-hero,
	.sv-schemes-section__header,
	.sv-schemes-process {
		grid-template-columns: 1fr;
	}

	.sv-schemes-grid,
	.sv-schemes-summary {
		grid-template-columns: repeat(2, minmax(0, 1fr));
	}
}

@media (max-width: 680px) {
	.sv-schemes-hero,
	.sv-schemes-process,
	.sv-schemes-cta {
		padding: 22px;
	}

	.sv-schemes-grid,
	.sv-schemes-summary,
	.sv-schemes-sources ul {
		grid-template-columns: 1fr;
	}

	.sv-schemes-cta {
		align-items: stretch;
		flex-direction: column;
	}
}